For institutions and platforms

Make pension intelligence part of your platform.

Give your customers one intelligent view of their pensions — under your brand, inside your existing digital experience.

We provide the aggregation, intelligence and projection infrastructure — so you can launch a powerful pension proposition without building the stack yourself.

Bank-grade security — delivered as a SaaS platform, not a multi-year build
MyPensionIQ dashboard: total pension contributions, projected retirement age and projected monthly income MyPensionIQ monthly digest: retirement health score over time and the changes that moved it MyPensionIQ forecast and scenarios: current pension commitments, retirement goal and income gap MyPensionIQ retirement options: comparing retirement destinations by tax, healthcare and cost of living

Why it matters

Aggregation is the infrastructure. This is the enterprise value.

Aggregation Intelligence Engagement New services Customer value

Built for three outcomes

Three outcomes that matter to your business

Not a technology feature list — a case for your CEO, Chief Digital Officer, Head of Wealth, Head of Partnerships or Head of Employee Benefits.

Grow

New propositions and revenue

Pension intelligence opens the door to wealth management, advice, investment, savings, insurance and employee benefits — new customer propositions built on data you already have access to.

Engage

More frequent, meaningful interactions

Intelligent alerts and personalised insights give customers a real reason to return to your platform — not just at renewal, but throughout their financial life.

Retain

The long-term financial relationship

When customers see, understand and manage their pension through your platform, your relationship becomes the one they don't replace.

Your platform. Your brand. Our intelligence.

One infrastructure. Multiple possibilities.

MyPensionIQ can become an integrated pension layer within the products your customers already use.

White-label

Your brand, your customer experience, your relationship.

API-first

Connect pension aggregation, projections, insights and alerts directly into your platform.

Embedded

Deliver pension intelligence as part of an existing app, portal or benefits experience.

Enterprise-ready

Designed for institutions operating at scale, with dedicated integration and support.

Turn pensions into a strategic capability

Most institutions have the customer relationship. Few have the complete pension picture.

MyPensionIQ provides the infrastructure to help you add that capability to your platform.

Aggregate

Bring multiple pension accounts and contribution histories together into one consolidated view.

Understand

Transform fragmented pension data into clear, personalised insights your customers can actually understand.

Project

Give customers visibility into their potential retirement outcomes through scenario modelling and projections.

Engage

Use intelligent alerts and personalised insights to create relevant reasons for customers to return to your platform.

Act

Turn pension insights into opportunities for advice, savings, investment, benefits and long-term financial engagement.

The value to your business

The case, in detail.

Increase customer value

Pension is a long-term financial relationship. Bringing pension intelligence into your platform creates more engagement, more financial conversations, and more opportunities to serve.

Strengthen customer loyalty

When customers can see, understand and manage their pension through your platform, your relationship becomes harder to replace — you become the destination for their financial future.

Create new revenue opportunities

Pension intelligence opens the door to wealth management, advice, investment, savings, insurance, employee benefits and retirement planning — new propositions built on data you already have.

Differentiate your platform

Aggregation alone is no longer a differentiator. Combine it with projections, AI-driven insights and personalised engagement to move from showing pension data to helping customers understand what it means.

Built to disappear into your experience

Your customers don't need to know MyPensionIQ is there.

We provide the infrastructure. You own the experience.

Your brand

Your visual identity, customer journey and communications.

Your platform

Web, mobile, employee portal or financial ecosystem.

Your relationship

You remain the trusted institution your customer interacts with.

Our infrastructure

Aggregation, intelligence, projections, alerts and pension technology operating behind the scenes.

Enterprise integration

Connect once. Scale across your customer base.

MyPensionIQ is designed to work with your existing technology ecosystem — without rebuilding your platform.

API access

Pull aggregated pension data, scenario projections, insights and AI-driven alerts directly into your own applications.

Embedded experience

Deploy pension intelligence directly within your existing customer or employee journey.

Full white-label

Deliver the complete experience under your own brand, with MyPensionIQ operating as invisible infrastructure.

Enterprise support

A dedicated account and integration team supports architecture, implementation, rollout and ongoing operations.

Reduce time to market

Building this internally takes more than technology.

It means navigating:

Data connectivityAggregation infrastructureSecurityRegulatory requirements UXPension logicProjection modelsOngoing maintenance

MyPensionIQ gives you the underlying capability so your team can focus on your customers, your proposition and your business.

Enterprise-ready by design

Built for institutions, not just startups.

Regulatory groundwork

Built on regulatory clearance already secured from the CSSF and FSA, with a model designed to operate outside FIDA scope.

Security

Bank-grade security, SaaS-based platform. Enterprise-grade infrastructure designed around secure handling of sensitive financial information — without the years-long build of an in-house system.

Scalability

Infrastructure designed to support institutions, platforms and large customer populations.

Governance

Clear enterprise processes for integration, deployment, monitoring and ongoing support.

The infrastructure layer

From pension data to customer intelligence.

Pension providers
MyPensionIQ aggregation engine
Data normalisation & intelligence
Projections + AI insights + alerts
Your platform
Your customers

One pension intelligence layer. Multiple enterprise applications.

Built for institutions that already have the customer

Who this is for.

Banks

Make retirement planning part of your wealth and financial ecosystem.

Insurers

Connect pension intelligence with long-term protection and financial planning.

Wealth platforms

Give advisers and customers a consolidated view of retirement assets.

Employee benefit platforms

Give employers and employees a modern pension experience.

Financial ecosystems

Add pension intelligence without building a pension technology stack from scratch.

A new pension capability. Without the infrastructure burden.

You bring the customers, brand and platform. We bring the pension intelligence.