Start free. Upgrade when you need the complete picture.
Whether you have one pension or pensions spread across countries, employers and private plans, MyPensionIQ helps you bring everything together and understand what it could mean for your future.
No hidden fees. Cancel anytime.
Plans
For getting started
Connect your first pensions and see where you stand today.
Includes
Not included
For taking control
Get the complete view of your pensions, understand your future income and identify what needs attention.
Everything in Free, plus
For planning your future together
Bring two people's pensions into one shared household retirement picture.
Everything in Premium, plus
Compare plans
| Feature | Free | Premium | Household |
|---|---|---|---|
| State pension | 1 country | Unlimited | Unlimited |
| Employer pensions | Up to 2 | Unlimited | Unlimited |
| Private pensions | 1 | Unlimited | Unlimited |
| Real estate | — | ✓ | ✓ |
| Pension overview | ✓ | ✓ | ✓ |
| Retirement projection | Basic | Full | Full |
| Forecasts & scenarios | — | ✓ | ✓ |
| Pension location | — | ✓ | ✓ |
| Pension sequence | — | ✓ | ✓ |
| Penny AI | — | ✓ | ✓ |
| AI tracking & monitoring | — | ✓ | ✓ |
| Contribution gap alerts | — | ✓ | ✓ |
| Linked accounts | 1 | 1 | 2 |
| Support | Priority | Priority |
Why upgrade to Premium?
Your pension isn't just a balance. It's a combination of countries, employers, contribution years, private savings, property and future income. Premium turns that information into a plan.
Know exactly what you've built. Bring your pensions together and see your retirement assets in one place.
See where you're heading. Get a personalised projection of your future retirement income.
Explore what could change. Model different scenarios and understand how your decisions could affect retirement.
Know what needs attention. Get alerts when contribution gaps, pension changes or other opportunities could affect your future.
Planning together?
Retirement planning doesn't happen in isolation. The Household plan connects two accounts to create a combined view of your household retirement position — helping you understand your income, assets and potential gaps together.
For employers & institutions
MyPensionIQ can also be offered by employers as a benefit, or embedded into financial platforms through enterprise white-label solutions.
For organisations helping employees understand and engage with their pensions.
Explore employer benefits →For banks, insurers and financial platforms embedding pension aggregation under their own brand.
Explore enterprise →No hidden fees. No setup charges. Cancel anytime. Your data stays yours, whichever plan you choose.