How it works

From scattered pensions to one clear plan.

Your pensions may be spread across countries, employers and providers. MyPensionIQ brings them together, makes sense of them, and helps you plan what comes next.

State pension
€91,000
Employer pension
€146,000
Private pension
€29,000
MyPensionIQ
€266,000
01
Connect

Connect everything.

Tell us where you've worked and connect your pensions — state, employer, private, cross-border. MyPensionIQ brings your pension information together in one secure place.

→ Usually takes minutes, not hours.

02
Reconcile

We make sense of it.

Different countries. Different currencies. Different pension rules. MyPensionIQ aggregates and reconciles your information into one consistent view.

One currency. One timeline. One pension picture.

03
See

See your retirement future.

Know what you've built — and what it could become. See your projected retirement income across all your pensions.

Your retirement snapshot
€3,850
Projected income / month
€4,500
Target income / month
€650
Potential gap / month
Age 67
Projected retirement age
Illustrative example
04
Explore

Test different futures.

Your retirement isn't a single scenario. Change the variables and see what happens.

ChangeSee the impact
Retire earlierHow income changes
Contribute morePotential income increase
Change your targetWhether you're on track
Change drawdownHow long your money may last

Explore your options before you make the decisions.

05
Act

Know what needs attention.

MyPensionIQ highlights the areas that may deserve your attention — your plan, at a glance.

On trackYour projected income meets your target.
Potential gapYour projected income falls below your target.
OpportunityA change today could improve your future position.

You don't need to become a pension expert. MyPensionIQ helps you understand where to focus.

06
Stay current

Stay on track.

Your pension picture changes over time. MyPensionIQ keeps your information and projections up to date, helping you understand changes in valuations, contributions and relevant pension rules.

Connected Understood Planned Updated

Your pensions are complicated. Your retirement plan doesn't have to be.

Connect your pensions. Understand your position. Explore your options. Plan with confidence.